Monday, November 25, 2013

One Person's Experience with ACA

My friend Felice shared her experience with the California health insurance exchange on her Facebook page. She permitted me to post it here because I thought this wonderful experience needed a bigger audience.  Thank you, Felice!
Here ya go: 
So here is my experience with the ACA: I went to the website to sign up for health insurance coverage. I filled out the info and was directed to the California site for the ACA, called Covered California. That site informed me that since the ACA came into effect, California expanded Medicaid coverage and I was eligible. 
I signed up for MediCal (online) a week ago. On Monday I was mailed an appointment at the DPSS about 2 miles from my home. I went there today. 
My appointment was at 11am and I was seen within 10 minutes. A nice lady took down my information, entered it into the ACA site, which took about 20 minutes. At that point she told me I now had MediCal coverage starting January 1, 2014. However, Los Angeles County had coverage for me immediately, until my MediCal kicked in. Also, I got another appointment with someone to go over all my various MedCal options--I had no idea there WERE any options, so that was nice. 
Exactly one half hour after I walked in the door, the nice lady hugged me and I had free medical coverage. What a "nightmare," huh? Damn gubment! 
UPDATE: As you may know, the ACA doesn't go into full implementation until January 1st, so I won't be covered by MediCal expansion until then, which fortunately is no big deal--only a few weeks. But they called me to apologize for that! Then yesterday, I got a letter in the mail From LA Country saying they want to cover my health care with some matching funds called Healthy Way L.A. And I didn't even ask!

Sunday, November 24, 2013

Listen Up You Old Bitter White Men!

My liberal husband is always arguing with some of his old conservative frat brothers on Facebook.  I know this may be difficult to believe, but I never join in the debates.  But today I just couldn't stay quiet any longer.  My reply follows:

Okay now listen up.

1.      ACA is based on similar proposal from the Heritage Foundation.

2.      The GOP has been sabotaging their own plan from the day Pres. Obama presented it.

3.      House refused to fund the website as it should’ve been & continued to do so even when bipartisan members of health care reform committee requested more money.  Here is one of many differences between Dems and GOP~ Although Dems opposed Medicare Part D because it was a big Pharma giveaway, they pitched in to help the dumbass republicans who fucked up the roll out.  And before you claim ACA is bad, remember that GOP said same thing about Social Security & Medicare.

4.      You act as if insurance companies never cancelled policies before Obamacare.  Ha.  Insurance companies had three years to comply with health care reforms.  THREE YEARS.  Spare me the crocodile tears.  BCBS refused to cover the $60000 cost of my cancer treatment after preapproving it.  Even though I had the preeminent urologist in the US as my doctor, BCBS said the procedure was experimental, and when that was proven incorrect, company said doctor hadn’t published enough articles, a totally arbitrary number. The week before my surgery, my doctor led an international conference at the Mayo Clinic on the treatment of kidney cancer.

5.      Maybe your children don’t have pre-existing conditions like my adult daughters, who couldn’t get any policy, not just an affordable policy, but NO policy.  So spare me the bitching.  My kids can now get insurance.

6.        And let me remind you, the fed website wasn’t designed to handle the amount of traffic it got because states were supposed to set up their own exchanges, but the red state governors refused to do so.  And why did they deprive their own constituents of badly needed health insurance? Because old white men don’t like a black man in the White House.

7.      In the end Obamacare and the website will work and millions will get health insurance for the first time and millions of others will finally get affordable insurance.  Wait for it. And people will remember the GOP obstruction. 

Here is the unvarnished truth.  We are sick of the racism, misogyny,   the callousness, the obstruction, the assault on civil rights.  What a sorry ass legacy for the GOP.  This is not the GOP of Gerald Ford or Everett Dirkson or Ike.  No, this is the party of Sarah Palin, Ted Cruze, John Boner, and Michelle Bachman.  Louie Gohmert and Steve King.  And you have the balls to criticize Pres. Obama?

It may not be the next election or even the one after that, but people of color will continue to flex their muscles and old bitter white men will be toast.  Now, as I see it, you have two choices, keep trying to hang onto power, or join the rest of America and get stuff done for the country.  You know like passing a jobs and infrastructure bills, immigration reform, tax reform, sensible gun control laws and on and on.  The fact is Pres. Obama saved our asses and did it without any GOP help.  So zip it and count the money your stock investments have made for you~thanks to the President.